If your company accepts electronic payments, we can help you obtain the working capital you need. By utilizing our working capital loans, you can invest in your business so that you can cover your operating expenses. We offer to following working capital loan(s)

1. Traditional bank lines
2. Both secured and unsecured Lines of Credit
3. Cash Advances against account receivables
4. Merchant Cash Advances (MCA's) against credit card receipts
5. Trade or Purchase Order Financing.

• Loans ranging from $15,000 and upward.
• Micro loans are available on case by case basis
• Very Competitive Rates
• Credit Approval in 48 Hours from Application Submission
• Funding Within 5 Days of Receipt of Signed Documents

Accounts Receivable Factoring doesn’t have to take 30 days or longer. If your business is in need of operating funds and/ or working capital, this program may be your solution. This is not a debt, it’s the reallocation of assets. While our niche market is the healthcare sector, we can finance almost any business type:

Types of Healthcare Professionals We Can Finance:

1. Board Certified Internists
2. Dermatologists
3. Dentists
4. OB/GYN’s
5. Orthopedic Surgeons
6. Pediatricians
7. Plastic Surgeons
8. Cardiovascular Surgeons
9. General Surgeons
10. Neurosurgeons
11. Ophthalmologists
12. Oral Surgeons
13. Periodontists

"Ologists" of all types, as well as Family Practitioners, General Practitioners, Chiropractors, MD’s, Osteopaths, Psychiatrists, Veterinarians and many more. In addition to professionals, we proudly serve:

Other Key Sectors We Finance:

• Hospitals and healthcare systems
• Transportation/ Trucking
• Physician & Dental practice management
• Retail Stores
• Outpatient facilities/ Ambulatory care units
• HVAC
• Sub-contractors (limited, not all)
• Construction companies
• Emergency Medical Services/ First Response Units
• Pharmaceutical companies
• Police/ Fire Departments

We offer:

• Quick access to cash
• Competitive pricing
• Short term(s)
• Personalized service
• Credit management services

Mergers and acquisitions involving privately held companies entail a number of key legal, business, human resources, intellectual property, and financial issues. To successfully navigate a sale of your company, or the acquisition of another, it is helpful to be guided by a professional. Our M&A Services include:

• Analysis of the price. We determine if the purchase price can be supported based upon the cash flow of the acquired entity.
• We do an in depth analysis to determine whether the purchase/ sale price is within the standards of the industry.
• Financing to purchase. We do this by leveraging the existing assets of the company to the maximum amount based upon cash flows available, keeping your cash requirements to a minimum.
• We can also provide the equity necessary should there be a cash shortfall between the financing and the cash you are putting into the transaction.

Carolina Piedmont Capital is a specialist in providing you with the necessary capital to fund any company you wish to acquire and provide a realistic evaluation of your selling price.

For a listing of businesses for sale, click here

If your business is 90 days or more past due on payments, you are running the risk of losing your business. Debt consolidation may be a good option to pay off high-interest loans and credit cards and managing multiple monthly payments. Loans have different maturities and in most cases, the companies have built-in equity in the equipment. We will pay off all your lenders and combine all your equipment payments into one loan. Paying off multiple debts with a new loan and a single payment may help you:

• Lower your overall monthly expenses
• Increase your cash flow
• Reduce your stress
• Reach savings goals more quickly with any extra cash you save

Whether you’re looking to purchase, renovate, or refinance your commercial real estate, Carolina Piedmont Capital is here to help. Featuring competitive terms and commercial mortgage rates, our CRE Loans are designed to match to your business goals. Benefits of using us for your next CRE loan includes:

• Cover your borrowing needs – flexible loan amounts and maturity terms
• Easier payments – payments automatically deducted from your business checking account
• Fixed-term loan – avoid open-ended borrowing with payment amounts and a payoff schedule you can manage